ABOUT PMM CAPITAL GROUP
Experience Beyond Financial Services.
PMM Capital Group was built on the idea that financial strategy should be coordinated, not piecemeal — and led by people whose experience goes well beyond a single industry.
OUR STORY
Our Story
PMM Capital Group began in 2014 with a simple belief: people deserve greater clarity, choice, and confidence when making decisions about their financial future.
Originally founded in 2014 as Paradigm Masters Management, our firm began by serving individuals and families with insurance and protection strategies. Over the years, our work expanded as the needs of the people we served became more complex. Clients were no longer asking only how to protect their families — they were asking how to prepare for retirement, preserve the wealth they had built, create reliable income, protect their businesses, and leave a meaningful legacy for the next generation.
We evolved to meet those needs.
In 2026, Paradigm Masters Management became PMM Capital Group, reflecting the growth of our firm and a broader approach to the people, families, professionals, and business owners we serve.
Today, PMM Capital Group is an independent financial-services firm with access to multiple highly rated insurance carriers and a network of professional alliances. Our independence gives us the ability to evaluate a range of strategies rather than being limited to the products of a single company.
Our solutions include life insurance, annuities, retirement-income planning, wealth protection, tax-advantaged strategies, legacy and estate planning, and advanced-market strategies for business owners and professionals.
But our approach begins before any strategy or product is discussed.
We begin by listening — understanding what matters to each client, what they have worked to build, what concerns them, and what they want their money to accomplish. From there, we identify strategies designed around their priorities and circumstances.
WHAT HAS STAYED CONSTANT
Through every stage of our growth, three values have remained constant.
Honesty
Integrity
Service to Others
Those values guide where we are going next. PMM Capital Group is building toward a long-term vision of positively impacting more than 25,000 families — empowering people to make informed financial decisions, protect what they have built, prepare confidently for the future, and create legacies that can extend well beyond their lifetime.
PEACE OF MIND TODAY. SECURITY TOMORROW. LEGACY FOREVER.
Julia Chears-Young, Ph.D.
Chief Executive Officer
Dr. Chears-Young leads PMM Capital Group with a background that spans financial services, education and psychology. She holds a Ph.D. in Educational Psychology from the University of Minnesota, a foundation that shapes how she approaches client relationships — with an emphasis on understanding people, not just numbers.
Her work centers on making sure every client leaves a conversation with more clarity than they came in with, and that the strategies PMM recommends are actually built around how people think, decide and plan for the future.
Jay Young, MBA
Chief Operating Officer
Jay holds an MBA in Entrepreneurship and brings more than fifteen years of experience across engineering, technology, financial services and healthcare to PMM Capital Group.
That cross-industry background shapes how PMM operates day to day — with an emphasis on process, technology and making sure the operational side of the business supports, rather than slows down, the advice clients actually receive.
OUR APPROACH
It Starts With a Conversation.
01
UNDERSTAND
Start with our Color of Money Risk Analysis to see where you stand today.
02
EVALUATE
What gaps, risks and opportunities should be addressed?
03
STRATEGIZE
Which strategies and solutions best align with your objectives?
04
IMPLEMENT
Put the agreed-upon strategy into action.
05
REVIEW
Adjust as your life, business and financial priorities change.
THE PMM DIFFERENCE
Your Financial Life Is Connected.
Your Strategy Should Be Too.
Retirement decisions affect taxes. Business decisions affect personal wealth. Insurance decisions affect families, businesses and estates. PMM Capital Group takes a coordinated approach—looking beyond an individual product or transaction to understand how the pieces of your financial life work together.
Protect
Identify the people, assets and income that need protection.
Grow
Evaluate strategies designed to help accumulate and preserve wealth.
Transfer
Plan intentionally for how wealth and businesses eventually pass to the next generation.
Ready to Start the Conversation?
Every strategy at PMM Capital Group starts with understanding where you are today.